1. Find your image, crop to 100x100, sharpen, etc.

2. New Color Balance Layer. Use these settings:
                      Shadows: -48, -15, -10
                      Midtones: -27, 0, 0
                      Highlights: 17, -37, 19 
(the -37 will have to go down depending on the image. you dont want it really pink-ish. for lighter images, set it to -10)

3. New Channel Mixer.  Use these settings:
                      Blue: -14

4. New Raster Layer.  Fill it up with #b3e5f3 (light blue) and set it to burn.  Adjust opacity if needed.  You don't want it too blue.

5. New Raster Layer.  Fill it with #0b2655 (dark blue) and set it to exclusion 100%. 

6. Duplicate base, drag to top, set it to softlight.  Adjust the opacity if needed.

7. New Hue/Saturation/Lightness Layer.  Use these settings:
                       Master Saturation: 20 - 35 (depending on your image)

8. Add this texture on the side and leave it at normal.
    Sorry, I don't know who made it.  I've had it saved forever.

9. Add this tiny text on the paper texture.  Set it to multiply. 
    Once again, I don't know who made it.

10. Add text, merge, and you're done!

Other examples made with this tut (with some settings slightly changed):
 

Thats it!
I would love to see your results :)